1. Digital Pawnshop
This BUMN in the Indonesian financial sector is certainly very familiar to your ears. But at Pegadaian, you can't just pawn things in an emergency. This state company also serves the purchase or savings of gold.
If in the past you needed to go to the nearest pawnshop branch to buy gold, not anymore. The reason is, Pegadaian already has a special application to make it easier for people to transact. In the Digital Pegadaian application, you can start investing in gold in a pawnshop for only 5 thousand rupiah.
How to register is quite easy. You only need to fill in your personal data and upload a photo of your ID card. At the Digital Pawnshop. You can not only buy, sell, transfer and print gold. Through this application, you can make a pawn with a minimum savings balance of 0.1 grams.
2. E-Mas
E-Mas is a digital application that has been around for a long time, since 2014. This application has also been registered with the Ministry of Communication and Information and Fintech Indonesia. By using the E-Mas application, you can more easily sell, buy, and check the price of gold.
In contrast to Digital Pegadaian, precious metal investments in E-Mas start at a price of 100 rupiah. You can print gold if your gold savings have reached a minimum of 1 gram for Antam gold and 10 grams for Sampoerna Waris gold.
The procedure for taking physical gold is almost the same as other digital platforms, namely you need to verify a photo of your ID card, account number, and e-mail. This verification usually takes 15 business days.
3. Treasury
Present since November 2018, this application accommodates buying and selling transactions and storing gold in the form of bars and jewelry. The registration process is quite easy, it only requires your e-mail and mobile phone number.
Through this application, you can check the movement of gold prices per day, week, month, and quarterly. Overall, Treasury has a fairly complete feature. Users can buy or sell gold in the form of bars or jewelry, and can get gold that has been stored in the application in physical form.
Oh yes, Treasury has also joined the Aftech (Indonesian Fintech Association), registered with the OJK (Financial Services Authority), cooperates with the Clearing House, and can be inherited.
4. Lakuemas
Registered with Fintech Indonesia, BAPPEBTI, and the Ministry of Communication and Information, Lakuemas offers digital gold buying and selling services starting from 50 thousand rupiah. Lakuemas has three features. The first feature is a feature of selling, buying, saving, and printing physical gold. The second feature is Laku Titipan, which is a feature that serves to deposit gold or precious metal savings that are owned for a certain period and get a capital lease. The third feature, namely Laku Exchange, is a feature that allows you to exchange gold savings for gold jewelry at the Lakuemas partnership store.
5. Tokopedia Emas
Who doesn't know this online shopping application? At Tokopedia, you can not only buy daily necessities, but also save gold. Tokopedia Emas cooperates with Pegadaian. So the gold that you invest is stored in the Pegadaian and can be printed in the state-owned SOE.
Tokopedia Emas has also been supervised by the OJK (Financial Services Authority). Through Tokopedia Emas, you can easily buy gold through an OVO balance starting from 500 rupiah.